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How fast is the credit card to bank transfer?
Most transfers are completed within 3–10 minutes after card swipe and OTP verification. In rare cases with bank delays, it may take up to 30 minutes. We process instantly on our end.
What are your service charges?
Standard swipe charges range from 2% to 3.5% depending on your card type, bank, and transaction amount. Use our online calculator for an exact estimate, or contact us for large transactions above ₹1 lakh.
Which credit cards do you accept?
We accept all major credit cards including Visa, Mastercard, and RuPay from banks like HDFC, ICICI, SBI, Axis, Kotak, HSBC, Yes Bank, and most other Indian banks.
What documents do I need?
You need just 3 things: (1) Your credit card, (2) Valid government ID — Aadhaar, PAN, or Voter ID, (3) Your bank account number and IFSC code. The name on your credit card must match your ID.
Is Spotcash safe and legal?
Yes, absolutely. Spotcash operates as a licensed financial services provider under Metakosh Technologies Pvt Ltd. All transactions are encrypted with AES and 128-bit SSL. Fully compliant with Indian financial regulations.