Our Vision
To be a trusted financial services platform — empowering every individual to leverage their credit limit smartly, safely, and on their own terms.
Metakosh Technologies Pvt Ltd
A-144, Sector 21, Turbhe
Navi Mumbai 400705
Navi Mumbai 400705
2015
Founded
10+
Years Active
5K+
Customers
2.5%
Flat Charge
Secure & Trusted
SSL · AES · KYC Verified
Who We Are
Trusted Since 2015
Navi Mumbai Ka Trusted Financial Partner
Spotcash by Metakosh Technologies Pvt Ltd is a credit card to bank transfer service based in Navi Mumbai. Since 2015, we have helped 5,000+ customers access funds from their credit cards quickly, safely, and with complete transparency.
We started with a simple idea: people with good credit limits shouldn't struggle for liquidity. Beginning as an offline service in Turbhe, we have grown into a full platform offering credit card to cash, rent & bill payments, B2B transfers, Credit Card EMI, AEPS, DMT, and our remote PayByLink service.
All services are backed by AES 256-bit and 128-bit SSL encryption, KYC verification, and a dedicated support team available 9AM–9PM, 7 days a week at our office in Sector 21, Turbhe.
- Flat 2.5% — no hidden charges, no surprises
- Fast bank settlement, typically within minutes
- All major banks & card networks accepted
- Remote transfers via PayByLink — no visit needed
Pintulal Sonkar
Founder & CEO
Leading Spotcash with a focus on trust, transparency, and fast service for every customer.
From The Founder
A Message from Pintulal Sonkar
Spotcash started in 2015 from a small office in Turbhe with one clear goal — to help people in Navi Mumbai access the money locked in their credit cards without unnecessary hassle. What began as an offline service has grown, over the years, into a platform that serves customers across the region and, through PayByLink, across India.
"Every customer who walks in or messages us is trusting us with something important — their time and their money. My promise has always been simple: honest pricing, fast service, and total transparency. That is how we have earned trust for over a decade."
Under his leadership, the Metakosh Technologies team continues to focus on secure processes, clear communication, and treating every transaction with the urgency it deserves.
Our Numbers Speak
A decade of consistent service, thousands of satisfied customers, and a reputation built on trust.
5,000+
Happy Customers
10+
Years Experience
50K+
App Downloads
2.5%
Flat Charge Always
Vision, Mission & Values
The principles that guide every transaction, every decision, and every interaction at Spotcash.
Our Mission
Providing instant, transparent, and secure credit card to bank transfer services at fair rates with absolutely zero hidden charges — accessible to all.
Our Values
Trust, transparency, and speed. We treat every customer's financial need with the urgency it deserves — 9AM to 9PM, 7 days a week, no exceptions.
A Decade of Trust
From a single shop in Turbhe to serving customers across Maharashtra and beyond — here's our story.
2015 — Foundation
Spotcash Founded by Pintulal Sonkar
Spotcash launched at Sector 21, Turbhe with a vision to simplify credit card liquidity for Navi Mumbai residents. Started as an offline service with HDFC and ICICI credit cards.
2018 — Expansion
All of Navi Mumbai Covered
Extended service to Vashi, Nerul, Belapur, Panvel, Sanpada and Kharghar. Added B2B payment solutions for businesses and corporate clients.
2021 — Digital Leap
PayByLink Launched
No physical visit required anymore. Launched PayByLink for remote transfers across India. Also added AEPS and DMT for wider banking access.
2025–26 — Milestone
5,000+ Customers & Mobile App
Upgraded security to AES 256-bit + SSL encryption and launched the Spotcash Android app, crossing 50,000+ downloads. Now serving Mumbai, Thane & Pune remotely via PayByLink.
9AM – 9PM · 7 Days a Week · All of India
Have Questions?
We Are Here.
Visit our office at Sector 21, Turbhe or reach out via WhatsApp anytime. We're always happy to help with your financial needs.