Why We Started Spotcash
We are here to provide financial support when you need it most. Spotcash is India's largest independent digital financial services platform, leveraging advanced technology to offer seamless credit card payment solutions.
Our platform bridges the gap between consumers and businesses with low-cost online transactions and instant money transfers — anytime, anywhere in India.
- AES & 128-bit SSL encrypted transactions
- Instant transfers in under 10 minutes
- Zero paperwork — just 3 documents needed
Our Foundation & Growth
Founded in December 2015 by P M Sonkar and Anil Singh, Spotcash (Nidhi Telecom) has grown exponentially, backed by a large network of active customers and investors.
With over 1.5K direct users and 12K+ online users, we process 100+ transactions daily — and we're just getting started.
- 1.5K+ direct customers served
- 12K+ active online users
- 4x year-on-year transaction growth
Our Credit Services
Spotcash supports a wide range of payment services — bill recharges, utility payments, cab bookings, ticket bookings, and retail purchases, both online and offline.
Our innovative 'Boost' service offers instant credit wallet top-ups, delivering funds in just 180 seconds, powered by cutting-edge technology.
- B2B, AEPS & DMT services
- Rent, utilities & bill payments via credit card
- Credit card EMI conversion (3–24 months)
Our Future Vision
Spotcash is pioneering wallet-based fund transfers and plans to expand its lending portfolio with new product-based services.
Our goal is to become one of India's largest lenders in the near future — enabling a billion Indians with fast, accessible, and trustworthy digital payments.
- Wallet-based fund transfer expansion
- Pan-India digital lending rollout
- New product-based financial services