🔒 Secure & Instant Transfers

Turn Your Credit Card Into Instant Cash

Transfer money from your credit card to any bank account in minutes. Secured with AES & 128-bit SSL encryption. Trusted by thousands in Navi Mumbai.

Instant bank account transfers, anywhere in India
Pay rent, utilities & bills via credit card
B2B, AEPS, DMT & Bill Payment services
Zero paperwork — just 3 documents needed

Transfer Now Calculate Charges

128-bit SSL

AES Encrypted

Instant Transfer

4.8★ Rated

•••• •••• •••• 8547

Card Holder

RAHUL SHARMA

₹50,000

Transferred Instantly

Happy Customers

% Success Rate

Min Transfer

Smart Calculator

Transaction Calculator

Calculate your exact charges before transferring. No hidden fees, full transparency.

Spotcash Charge Estimator

✓ Instant Results

Transaction Amount

₹

₹1,000₹5,00,000

Service Type

EMI Tenure

Your Credit Card Bank

You Will Receive

₹48,750

Net amount credited to your bank account

Transaction Amount ₹50,000

Service Charge (2.5%) -₹1,250

Processing Fee ₹0 (Free)

Net Credit to Bank ₹48,750

Proceed with Transfer

⚠️ Charges are estimated based on standard rates. Actual rates may vary by transaction size and card type. Contact us for exact quotes above ₹1 lakh.

How It Works

4 Simple Steps

Complete your transfer in under 10 minutes with minimal documentation.

🪪

Submit Identity

Provide Aadhaar, PAN, or Voter ID for quick KYC verification.

💳

Swipe Credit Card

Swipe your credit card at our secure terminal. Card name must match documents.

🏦

Share Bank Details

Provide your bank account number & IFSC for instant settlement.

✅

Receive Money

Money credited to your account within minutes after processing.

Our Services

Everything You Need

Comprehensive financial solutions for individuals and businesses.

Credit Card to Bank Transfer

Instantly transfer funds from your credit card to any Indian bank account with complete security and minimal charges.

Rent & Bill Payments

Pay your house rent, electricity, water, and utility bills using your credit card. Convenient and rewarding.

Credit Card EMI

Convert your large transactions into easy monthly installments. Flexible tenures from 3 to 24 months.

B2B Payments

Business-to-business payment solutions. Pay vendors, suppliers, and partners using your credit card limit.

AEPS & DMT Services

Aadhaar Enabled Payment System and Domestic Money Transfer for seamless, secure transactions across India.

Bill Payment Gateway

One-stop solution for all bill payments — mobile recharge, DTH, insurance premiums, and more.

🔐 Bank-Grade Security

Your money and data are protected at every step with multiple layers of encryption.

128-bit SSL

Encrypted Connection

AES 256-bit

Data Encryption

PCI Compliant

Payment Security

DMCA Protected

Content Security

Customer Reviews

Trusted by Thousands

Real experiences from real customers across Navi Mumbai and beyond.

★★★★★

"Needed urgent cash for a medical emergency. Spotcash transferred ₹80,000 in literally 4 minutes. Lifesaver! The process was completely smooth and transparent."

Rajesh Kumar

Turbhe, Navi Mumbai

★★★★★

"I use Spotcash every month to pay my shop rent via credit card. Saves so much hassle and I earn reward points too! Highly recommend for business owners."

Priya Mehta

Vashi, Navi Mumbai

★★★★☆

"Used their B2B service for vendor payments. Very professional team, good rates, and the transaction was completed within 5 minutes. Will definitely use again."

Amit Shah

Belapur, Navi Mumbai

Common Questions

FAQ

Everything you need to know about our services.

How long does a credit card to bank transfer take?

Most transfers are completed within 3–10 minutes after card swipe and OTP verification. In rare cases with bank delays, it may take up to 30 minutes. We process instantly on our end.

What is the minimum and maximum transfer amount?

Minimum transfer amount is ₹1,000 and maximum is ₹5,00,000 per transaction. For amounts above ₹1 lakh, additional verification may be required. Contact us for large transaction rates.

Which credit cards do you accept?

We accept all major credit cards including Visa, Mastercard, and RuPay from banks like HDFC, ICICI, SBI, Axis, Kotak, HSBC, Yes Bank, and most other Indian banks.

What documents are required?

You need: (1) Your credit card, (2) Valid government ID — Aadhaar, PAN, or Voter ID, (3) Your bank account details for transfer. The name on your credit card must match your ID document.

Is this service legal and safe?

Yes, absolutely. Spotcash operates as a licensed financial services provider under Metakosh Technologies Pvt Ltd. All transactions are encrypted with AES and 128-bit SSL. We are DMCA protected and fully compliant.

What are the service charges?

Standard swipe charges range from 2% to 3.5% depending on card type, bank, and transaction amount. Use our calculator above for an exact estimate.