Trusted Since 2015 · Navi Mumbai #1

Turn Your Credit Card Into Instant Cash

Transfer money from your credit card to any bank account in minutes. AES & 128-bit SSL encrypted. Trusted by thousands across Navi Mumbai.

  • Instant bank account transfers anywhere in India
  • Pay rent, utilities & bills via credit card
  • B2B, AEPS, DMT & Bill Payment services
  • Zero paperwork — just 3 documents needed
128-bit SSL
AES Encrypted
3-10 min Transfer
4.8★ Rated
•••• •••• •••• 8547
Card Holder
RAHUL SHARMA
₹50,000
Transferred Instantly
0
Customers
0
% Success
0
Min Transfer
Smart Calculator

Transaction Calculator

Calculate exact charges before transferring. No hidden fees, full transparency.

Spotcash Charge Estimator
✓ Instant Results
₹1,000₹5,00,000
Flat Rate — All Cards, All Banks 2.5%
⚠ Minimum charge: ₹250
You Will Receive
₹48,750
Net amount credited to your bank account
Transaction Amount₹50,000
Service Charge (2.5%)-₹1,250
Processing Fee₹0 (Free)
Net Credit to Bank₹48,750
Proceed with Transfer 🔗 Pay via PayByLink — Instant & Secure
⚠ Flat 2.5% on all transactions. Minimum ₹250. Contact for quotes above ₹1 lakh.
How It Works

4 Simple Steps

Complete your transfer in under 10 minutes with minimal documentation.

01
📛

Submit Identity

Provide Aadhaar, PAN, or Voter ID for quick KYC verification.

02
💳

Swipe Credit Card

Swipe at our secure POS terminal. Card name must match documents.

03
🏠

Share Bank Details

Provide account number & IFSC for instant settlement.

04

Receive Money

Money credited to your account within 3–10 minutes.

Our Services

Everything You Need

Comprehensive financial solutions for individuals and businesses.

Credit Card to Bank Transfer

Instantly transfer funds from any credit card to any Indian bank account with complete security and minimal charges.

Rent & Bill Payments

Pay house rent, electricity, water & utility bills using your credit card. Earn reward points on every payment.

Credit Card EMI

Convert large transactions into easy monthly installments. Flexible tenures from 3 to 24 months.

B2B Payments

Business-to-business payment solutions. Pay vendors & suppliers using your corporate credit card.

AEPS & DMT Services

Aadhaar Enabled Payment System and Domestic Money Transfer for seamless transactions across India.

PayByLink — Remote

Transfer from anywhere in India via secure payment link. No physical visit needed. 5–15 min completion.

🔐 Bank-Grade Security

Your money & data protected at every step.

128-bit SSL
Encrypted Connection
AES 256-bit
Data Encryption
PCI Compliant
Payment Security
DMCA Protected
Content Security
Customer Reviews

Trusted by Thousands

Real experiences from real customers across Navi Mumbai and beyond.

★★★★★

"Needed urgent cash for a medical emergency. Spotcash transferred ₹80,000 in literally 4 minutes. Lifesaver! Process was completely smooth and transparent."

RK
Rajesh Kumar
Turbhe, Navi Mumbai
★★★★★

"I use Spotcash every month to pay my shop rent via credit card. Saves so much hassle and I earn reward points too! Highly recommend for business owners."

PM
Priya Mehta
Vashi, Navi Mumbai
★★★★☆

"Used B2B service for vendor payments. Very professional team, good rates, transaction completed within 5 minutes. Will definitely use again."

AS
Amit Shah
Belapur, Navi Mumbai
Common Questions

FAQ

Everything you need to know about our services.

How long does a credit card to bank transfer take?
Most transfers are completed within 3–10 minutes after card swipe and OTP verification. In rare cases it may take up to 30 minutes. We process instantly on our end.
What is the minimum and maximum transfer amount?
Minimum ₹1,000 and maximum ₹5,00,000 per transaction. For amounts above ₹1 lakh, additional verification may be required.
Which credit cards do you accept?
All major credit cards: Visa, Mastercard, RuPay from HDFC, ICICI, SBI, Axis, Kotak, HSBC, Yes Bank and most other Indian banks.
What are the service charges?
Flat 2.5% on all cards and banks. Minimum charge ₹250. No hidden fees. Use the calculator above for exact amounts.
Is this service legal and safe?
Yes. Spotcash operates under Metakosh Technologies Pvt Ltd, a licensed financial services provider. All transactions are AES 256-bit + SSL encrypted, DMCA protected and fully compliant.
View All FAQs
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