The SpotCash journal
Practical guides on credit card to bank transfers, rent payments, PayByLink, charges and smart money habits.
Paying Vendors with a Business Credit Card: A B2B Guide for 2026
How shop owners and businesses can pay suppliers and vendors using a business or corporate credit card through SpotCash — benefits, costs, records and best practices.
Need Money Urgently? How to Use Your Credit Card Smartly in an Emergency
A calm, practical guide to getting funds quickly in a medical or family emergency using your credit card limit — the fastest options, what to carry and mistakes to avoid.
Credit Card Cash Charges in India (2026): What HDFC, ICICI, SBI and Axis Users Should Check
A clear guide to the charges that apply when you use a credit card for cash in India — cash advance fees, interest, rent fees and service rates — and how to compare them for your bank.
What Is PayByLink? Card to Bank Transfer from Home — Complete Guide
PayByLink lets you move money from your credit card to your bank account from anywhere in India, without visiting a store. Here's how it works, what it costs and how to stay safe.
How to Pay Rent with a Credit Card in Navi Mumbai (and Keep the Benefits)
Pay house or shop rent with your credit card through SpotCash: how it works, what your bank may charge, what to keep on record and how to make the most of your billing cycle.
HDFC Credit Card to Instant Cash in Navi Mumbai: The Complete Guide
How to move money from your HDFC credit card to your bank account in Navi Mumbai — the process, documents, costs compared with an ATM cash advance, and tips to stay safe.
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