We store and process your Personal Data only in India, in accordance with RBI circular in respect of the Storage of Payment System Data dated 6th April 2018.
Our backup data center and systems also maintain backup in case of data loss due to system failure for recovery in India.
Any Personal Data that we have access to shall never be shared without your permission.
In various processes / submission of applications / availment of services offerings, we even seek your explicit consent to use / share your Personal Data.
In our services and operational processes, we only share the data on a partial and “need-to-know” basis to designated personnel or partners or service providers.
We will share your data with competent/ legal/statutory/regulatory agencies / authorities or partners/service providers acting on our behalf (as the case may be) in following cases...
We use your Personal Data to avoid fraud occuring in our services activities for providing ours’ products/services and to perform, among other actions, the following...
We also use your Personal Data to fulfill the requirements of applicable laws/regulations and/or court orders/regulatory directives received by us.
We preserve your personal data in our high level secure server to avoid any damage
We take various steps and measures to protect the security of your Personal Data from misuse, loss, unauthorised access, modification or disclosure. We use latest secure server layers encryption and access control on our systems. Our safety and security processes are audited by a third party cyber security audit agency from time to time.
We have provided multiple levels of security to safeguard your app by Login/Logout option and other feature that can be enabled by you. We also ensure the device binding so that the same login can not be used on different device without any additional authentication/OTP. Please do not share your login user id, password and OTP details with anybody.
In this policy, the words “we”, “ours” and/or “us” refer to SpotCash and “you” and/or “your” refer to our customers.