The Process

How It Works

4 simple steps, under 10 minutes, minimal documentation. Visit our Turbhe store or transfer remotely via PayByLink from anywhere in India.

Option 1 — In-Person

Visit Our Turbhe Store

Walk in to A-144, Sector 21, Turbhe, Navi Mumbai 400705. Get instant cash in person. Open 9AM–9PM, 7 days a week.

Submit Your Identity Proof

Bring a valid Government ID — Aadhaar Card, PAN Card, or Voter ID. Important: The name on your ID must exactly match the name printed on your credit card. This is a one-time KYC requirement.

Takes ~2 minutes

Swipe Your Credit Card

Swipe at our secure, certified POS terminal. We accept all major credit cards — Visa, Mastercard, RuPay, and American Express from HDFC, ICICI, SBI, Axis, Kotak, Yes Bank, HSBC, IndusInd and all other major Indian banks.

Takes ~1 minute + OTP

Share Your Bank Account Details

Provide your bank account number and IFSC code. Funds will be transferred directly to this account. Double-check these details carefully — any savings or current account in any Indian bank is accepted.

Takes ~1 minute

Receive Money in Your Bank Account

Money is credited to your bank account within 3–10 minutes of processing. You will receive an SMS confirmation from your bank. In rare cases, it may take up to 30 minutes. 98% of transfers settle under 10 minutes.

3–10 minutes  ·  98% success rate
💡 Pro Tips for Faster Processing
  • Carry original ID — photocopies not accepted for KYC
  • Ensure your credit card has sufficient available limit before visiting
  • Keep your registered mobile number active for OTP verification
  • Save your IFSC code beforehand to speed up the process
Option 2 — Remote

Transfer via PayByLink

Can't visit our Turbhe store? Complete the entire credit card to bank transfer from your home — anywhere in India. No physical visit required.

WhatsApp Us

Send your transfer amount, Government ID photo, and destination bank account details to +91 9090569555 on WhatsApp.

Get Secure Payment Link

We verify your details and send a secure, encrypted payment link to your WhatsApp. Link expires in 30 minutes for security.

Pay via Credit Card Online

Click the link, enter your credit card details securely, and complete OTP verification. 128-bit SSL + AES encrypted.

Money in Your Bank

Funds credited to your bank account within 5–15 minutes. Entire process from home in under 15 minutes.

Explore PayByLink in Detail

Required Documents

Only 3 things needed. Quick, minimal, and one-time KYC process.

Your Credit Card

Active Visa, Mastercard, RuPay, or Amex from any Indian bank. Must have sufficient available credit limit for the transaction amount.

All major Indian banks accepted

Valid Government ID

Aadhaar Card, PAN Card, or Voter ID. The name must exactly match the name printed on your credit card — no exceptions.

Name must match credit card

Bank Account Details

Account number and IFSC code of any Indian savings or current account. Any bank, anywhere in India.

Any Indian bank accepted

Store Visit vs PayByLink

Both methods are equally secure and fast. Choose what works best for you.

Feature 🏪 Store Visit (Turbhe) 🔗 PayByLink (Remote)
Physical Visit✓ Required✓ Not Required
Settlement Time3–10 minutes5–15 minutes
Service ChargeFlat 2.5%2.49%–2.99%
Max Transfer Amount₹5,00,000₹2,00,000
Available FromNavi Mumbai only✓ All India
Timing9AM–9PM, 7 days9AM–9PM, 7 days
AmEx Cards✓ Accepted✓ Accepted
SecurityAES + SSL + KYCAES + SSL + Encrypted Link
9AM – 9PM  ·  7 Days  ·  All India via PayByLink

Ready to Get Started?

Transfer now via PayByLink from anywhere in India, or visit our Turbhe store for instant in-person service. 3–10 minutes to your bank account.