Our Vision
To be India's most trusted financial services platform — empowering every individual to leverage their credit limit smartly, safely, and on their own terms.
Metakosh Technologies Pvt Ltd
A-144, Sector 21, Turbhe
Navi Mumbai 400705
Navi Mumbai 400705
2015
Founded
10+
Years Active
5K+
Customers
4.8★
Rating
Licensed & Compliant
PCI · SSL · AES · DMCA
Who We Are
Trusted Since 2015
Navi Mumbai Ka Most Trusted Financial Partner
Spotcash by Metakosh Technologies Pvt Ltd is Navi Mumbai's #1 instant credit card to bank transfer service. Since 2015, we have helped 5,000+ customers access immediate funds safely, quickly, and with complete transparency.
We started with a simple idea: people with good credit limits shouldn't struggle for liquidity. Today we offer a full suite — credit card to cash, rent & bill payments, B2B transfers, Credit Card EMI, AEPS, DMT, and our remote PayByLink service.
All services are backed by AES 256-bit + 128-bit SSL encryption, PCI compliance, and a dedicated support team available 9AM–9PM, 7 days a week at our office in Sector 21, Turbhe.
- Flat 2.5% — no hidden charges, no surprises
- 3–10 minute bank settlement, 98% success rate
- All major banks & card networks accepted
- Remote transfers via PayByLink — no visit needed
Our Numbers Speak
A decade of consistent service, thousands of satisfied customers, and a reputation built on trust.
5,000+
Happy Customers
10+
Years Experience
4.8 ★
Average Rating
2.5%
Flat Charge Always
Vision, Mission & Values
The principles that guide every transaction, every decision, and every interaction at Spotcash.
Our Mission
Providing instant, transparent, and secure credit card to bank transfer services at fair rates with absolutely zero hidden charges — accessible to all.
Our Values
Trust, transparency, and speed. We treat every customer's financial need with the urgency it deserves — 9AM to 9PM, 7 days a week, no exceptions.
A Decade of Trust
From a single shop in Turbhe to serving customers across Maharashtra — here's our story.
2015 — Foundation
Metakosh Technologies Incorporated
Spotcash launched at Sector 21, Turbhe with a vision to simplify credit card liquidity for Navi Mumbai residents. Started with HDFC and ICICI credit cards.
2018 — Expansion
All of Navi Mumbai Covered
Extended service to Vashi, Nerul, Belapur, Panvel, Sanpada and Kharghar. Added B2B payment solutions for businesses and corporate clients.
2021 — Digital Leap
PayByLink Launched
No physical visit required anymore. Launched PayByLink for remote transfers across India. Also added AEPS and DMT for rural banking access.
2025–26 — Milestone
5,000+ Happy Customers
Upgraded security to AES 256-bit + SSL encryption. Now serving Mumbai, Thane & Pune remotely via PayByLink. 4.8★ average Google rating achieved.
Meet Our Team
Our dedicated professionals deliver the best financial solutions every single day, with speed and care.
Anil Singh
Co-Founder & CEO
Deepak Gupta
Operations Head
Rani Sharma
Customer Relations
Manoj Kumar
Finance & Compliance
9AM – 9PM · 7 Days a Week · All of India
Have Questions?
We Are Here.
Visit our office at Sector 21, Turbhe or reach out via WhatsApp anytime. We're always happy to help with your financial needs.